after you spend $500 on purchases in your first 2
months with the Westgate Rewards MasterCard®

Apply Now

Earn Reward Points* that can be applied toward Westgate Products and Services:

Vacations • Restaurants • Attraction Tickets
HOA Fees • Mortgage Payments and More!

As a cardholder, you recieve

  • 2x
    Rewards Points on all Westgate purchases
  • 2x
    Rewards Points on all grocery & gas purchases
  • 1x
    Reward Points anywhere else MasterCard is accepted

2,500 Points = $25 Reward Certificate

You'll also receive these additional benefits:
  • No Annual Fee**
  • Online Account Management
  • Preferred Check-in
  • Extended Warranty
  • Identity Theft Resolution Services
  • Price Protection
Apply Now or call 1.855.463.6341
(TDD/TTY 1.800.695.1788)

Learn more about the additional benefits
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View Terms & Conditions Close Terms & Conditions

The Westgate Rewards MasterCardĀ® is issued by Comenity Bank, pursuant to a license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

*Subject to credit approval. This rewards program is provided by Westgate, and its terms may change at any time. For Full Rewards Terms and Conditions, please see Earn 2 points per $1 spent on all Westgate purchases, earn 2 points per $1 spent on grocery and gas purchases, earn 1 point per $1 spent on all outside purchases everywhere else MasterCard is accepted. Receive a $25 reward certificate for every 2,500 points earned. Not applicable to purchases made with Westgate Cruise & Travel.

**Standard variable Purchase APR of 14.24%, 20.24%, and 23.24% based on the Prime Rate and your creditworthiness. Balance Transfer and Cash Advance APR of 24.24%, based on the Prime Rate. Balance Transfer Fee of the greater of $10 or 4% of the amount of the balance transfer. Cash Advance Fee of the greater of $10 or 4% of the amount of the cash advance. Convenience Check Fee of the greater of $10 or 4% of the amount of the convenience check. Foreign Transaction Fee of 3% of each transaction in U.S. dollars. Minimum Interest charged is $2.00 per credit plan.

++ A bonus of 4,000 points will be awarded to new cardholder accounts. To qualify and receive your bonus points you must make purchases outside of Westgate totaling $500 or more within the first 60 days of account opening. Qualifying transactions do not include using your account for balance transfers, cash advances, or using any checks that access your account. This one-time bonus offer is valid only for first-time Westgate Rewards MasterCard holders with new accounts and cannot be combined with any other offers. If your account is not active for at least 60 days, Westgate Resorts reserves the right to deduct the bonus offer points from your Westgate Rewards MasterCard account.